The freedom to bank online, on mobile, in-branch, at thousands of ATMs across Canada and by phone.
Easily send, receive and request money with just an email address or a mobile number.
No matter which everyday account you choose we always offer a free comprehensive monthly eStatement, Ding Free® ATM access, online cheque images, deposits and pre-authorized deposits, and free access to phone, online and mobile* banking.
*Standard charges apply as charged by your data plan service provider.
A self-service account that’s perfect for you if you do most of your transactions online or on our mobile banking app.
• $7.50 monthly fee
• 50 bundled transactions except $2 per in-branch withdrawal/transfer
• $1.00 per cheque
• eStatement only
• Optional overdraft protection or line of credit
Our full-feature chequing account that has the interest earning potential of a savings account and includes free transactions. A great option if you perform a high number of transactions each month.
• $16.50 monthly fee
• Unlimited bundled transactions
• Optional overdraft protection or line of credit
Pay-as-you-go chequing account with no monthly service fee or minimum monthly balance required. Perfect if you do a low number of transactions and want a no-fuss account.
• $0 monthly fee
• One free in-branch withdrawal or transfer
• Optional overdraft protection or line of credit
Our full service account package with great value. And, best of all, the low monthly fee is waived if you maintain a minimum monthly balance of $3000.
• $10.00 monthly fee ($0 if you maintain a minimum monthly balance of $3,000)
• 30 bundled transactions
• Optional overdraft protection or line of credit
Our One-fee-covers-it-all (and more) account. This is the account for you if you travel outside of Canada and use ATM machines often.
• $30.00 monthly fee
• Unlimited bundled transactions
• 5 Interac®, 5 US and 5 International ATM transactions
• Optional overdraft protection or line of credit
When you hit 60 years young, you can enjoy an account with reduced fees, though if you use your debit card often, our Freedom account could be for you.
• $2 monthly fee
• 20 bundled transactions including in-branch utility bill payments
• One free annual order of 50 single Flair Style cheques
• Free paper statement, or a $2 credit for choosing an e-statement
You're never too young to start learning about managing your finances. Whether you're saving for a new bike or a new laptop, our account package for youth makes banking easy and inexpensive.
• $0 monthly fee
• 20 bundled transactions, including Interac e-Transfers®
• Must be 18 years of age or under
No matter where you study, KSCU can go too with 24/7 banking access and a full-service account with very low fees, flexible student loans, credit cards and much more.
• $1 monthly fee.
• Ding Free® ATMs across Canada
• Optional Student Line of Credit
A flexible way to save money without the restrictions of a locked in term deposit. Tiered interest calculated on the closing daily balance and paid monthly so that the more you save, the more you earn.
• $0 monthly fee
• One free withdrawal or transfer per month (in branch, online, mobile or phone banking)
• Additional transactions $3.00 per transaction
• MemberCard not available
A USD Dollar account so you can make deposits, write cheques and have simple access to U.S. funds. Perfect if you travel to the U.S. often or get paid, or have to pay others, in U.S. funds.
• $0 monthly fee
• Unlimited deposits
• No minimum balance required
• Transactions charged on a pay-as-you-go basis
• Interest paid monthly, based on the closing daily balance
• MemberCard not available
Existing members can easily open additional sub accounts. Please note that you must be on online banking to use this feature.
For over five decades it has been an honour to be part of our communities and we’re committed to being here for decades to come. Opening an account? Buying your first home? Saving for retirement? Choose your financial destination, and let’s make sure you take the best route.
Kootenay Savings