Skip to main content
 

Accounts

The right account features with the perks you want, from our everyday accounts to savings, senior, youth accounts and U.S.
 
 

​Bank Anywhere

The freedom to bank online, on mobile, in-branch, at thousands of ATMs across Canada and by phone. 

Interac e-Transfers®

Easily send, receive and request money with just an email address or a mobile number. 

​Safe & Secure

The Credit Union Deposit Insurance Corporation of British Columbia (CUDIC) fully guarantees all eligible deposits. 
 

Some things in life are free

No matter which everyday account you choose we always offer a free comprehensive monthly eStatement, Ding Free® ATM access, online cheque images, deposits and pre-authorized deposits, and free access to phone, online and mobile* banking. 

 

*Standard charges apply as charged by your data plan service provider.

      

Freedom

A self-service account that’s perfect for you if you do most of your transactions online or on our mobile banking app.

Key information

• $7.50 monthly fee
• 50 bundled transactions except $2 per in-branch withdrawal/transfer
• $1.00 per cheque
• eStatement only
• Optional overdraft protection or line of credit

LEARN MORE

 

      

Premium

Our full-feature chequing account that has the interest earning potential of a savings account and includes free transactions. A great option if you perform a high number of transactions each month.

Key information

• $16.50 monthly fee
• Unlimited bundled transactions
• Optional overdraft protection or line of credit

LEARN MORE

 

      

Lite

Pay-as-you-go chequing account with no monthly service fee or minimum monthly balance required. Perfect if you do a low number of transactions and want a no-fuss account.

Key information

• $0 monthly fee
• One free in-branch withdrawal or transfer
• Optional overdraft protection or line of credit

LEARN MORE

 

      

Plus 

Our full service account package with great value. And, best of all, the low monthly fee is waived if you maintain a minimum monthly balance of $3000.

Key information

• $10.00 monthly fee ($0 if you maintain a minimum monthly balance of $3,000)
• 30 bundled transactions
• Optional overdraft protection or line of credit

LEARN MORE

 

      

Prestige 

Our One-fee-covers-it-all (and more) account. This is the account for you if you travel outside of Canada and use ATM machines often.

Key information

• $30.00 monthly fee
• Unlimited bundled transactions
• 5 Interac®, 5 US and 5 International ATM transactions 
• Optional overdraft protection or line of credit

LEARN MORE

 

      

Senior 

When you hit 60 years young, you can enjoy an account with reduced fees, though if you use your debit card often, our Freedom account could be for you.

Key information

• $2 monthly fee
• 20 bundled transactions including in-branch utility bill payments
• One free annual order of 50 single Flair Style cheques
• Free paper statement, or a $2 credit for choosing an e-statement

LEARN MORE

 

      

Youth 

You're never too young to start learning about managing your finances. Whether you're saving for a new bike or a new laptop, our account package for youth makes banking easy and inexpensive.

Key information

• $0 monthly fee
• 20 bundled transactions, including Interac e-Transfers®
• Must be 18 years of age or under

LEARN MORE

 

      

Study 

No matter where you study, KSCU can go too with 24/7 banking access and a full-service account with very low fees, flexible student loans, credit cards and much more.

Key information

• $1 monthly fee.
• Ding Free® ATMs across Canada
• Optional Student Line of Credit

LEARN MORE

      

Summit Savings® 

A flexible way to save money without the restrictions of a locked in term deposit. Tiered interest calculated on the closing daily balance and paid monthly so that the more you save, the more you earn. 

Key information

• $0 monthly fee
• One free withdrawal or transfer per month (in branch, online, mobile or phone banking)
• Additional transactions $3.00 per transaction 
• MemberCard not available

Summit Savings® is a registered trademark owned by Canadian Western Bank, used under license.

LEARN MORE

 

      

      

USD

A USD Dollar account so you can make deposits, write cheques and have simple access to U.S. funds. Perfect if you travel to the U.S. often or get paid, or have to pay others, in U.S. funds. 

Key information

• $0 monthly fee
• Unlimited deposits
• No minimum balance required
• Transactions charged on a pay-as-you-go basis
• Interest paid monthly, based on the closing daily balance 
• MemberCard not available

LEARN MORE

 

      

 

Already a Member?

Existing members can easily open additional sub accounts. Please note that you must be on online banking to use this feature.

CALL MEMBER SERVICE CENTRE 1.800.665.5728

 

Account Fees & Perks

Book an Appointment

​​Ways to Bank